This closing section exposes the punitive financial mechanisms deployed at the conclusion of the proceedings, detailing how the Dublin Circuit Court levied crushing legal cost awards against an unrepresented Lay Litigant. By analysing the record, this investigative report uncovers deep procedural irregularities in how these financial penalties were granted to the opposing parties.
The core of this exposure focuses on two critical components:
First, the report examines the glaring conflicts within the defendants’ sworn affidavits, where claimed legal authorities and procedural timelines stood in direct opposition to their actual court submissions. (Note: A comprehensive analysis of the underlying Affidavits, Motions, and the original Civil Bill will be detailed in the next round of documents).
Second, and most egregiously, it reveals the highly irregular judicial action of awarding full legal costs to a defendant that never served the motion or its supporting documentation upon the Plaintiff. By allowing a party to obtain an enforceable cost order completely outside the statutory rules of service, the court environment effectively penalised the unrepresented citizen, highlighting an entirely unequal application of civil procedure.
The Ultimate Award: The Court ordered full legal costs to be awarded in favor of Clyde & Co, QBE Insurance, and Robinson Solicitors. The Scammers
The Basis of Challenge: A strict cross-examination of the court orders against the sworn affidavits and the limited QBE Authorization reveals severe evidentiary flaws that invalidate the basis of these financial penalties.
The Sworn Record: Within the documentation presented to the Court, a sworn affidavit from Clyde & Co solicitor Garrett Cormican explicitly stated on the record that QBE Insurance was not involved in the case.
The Conflict: Despite this explicit, written admission of non-involvement by their own legal representative, the Court unaccountably granted a financial award of costs in favor of QBE Insurance.
An analysis of the affidavits filed by both Garrett Cormican and Garrett Moore reveals severe, documented contradictions:
The Claim of Non-Engagement: The affidavits asserted that the defense had never engaged with the Plaintiff regarding specific procedural directions.
The Paper Trail Disconnect: Contradicting their own statements, the defense submitted a copy of an email from a former solicitor. This email explicitly informed the defendant about previous directives issued by Judge Jimmy regarding the Plaintiff’s personal Affidavit of Verification.
The Prior Appearances: This specific verification issue had already been brought before Judge Jimmy on two separate occasions, completely falsifying any claims of non-engagement or procedural ignorance.
The Total Deficit of Notice: Robinson Solicitors were awarded full legal costs despite failing to serve a single motion, supporting affidavit, or evidentiary proof on the Plaintiff prior to the hearing.
The Courtroom Mechanism: The financial penalty was triggered at the absolute tail-end of the proceedings through a brief verbal exchange:
The Court: Asked the moving counsel, “Anything else?”
The Barrister: Merely replied, “I am seeking cost.”
Procedural Impropriety: The Court facilitated a clean cost order despite the moving party being in total default of service, denying the Plaintiff a basic right to reply.